For Buyers
Consider buying less house that may need some work. Short Sales are a great buy in this market and banks are willing to negotiate and we have seen some banks do repairs as needed but usually the seller is still in the home taking care of it and most anxious for a buyer to come along and help them out so they do not have a foreclosure on their credit. Buying a home is an exciting time in one's life. Making the smart move by choosing a REALTOR® who will act as your Buyer Broker and as your Buyer Broker we will ensure that your new home and community meets your needs. Our years of experience will give you the comfort you need for aggressive negotiations.
Both Marcie and John grew up in the Washington -Baltimore Metropolitan area and are familiar with all communities. In Anne Arundel County alone there are over 432 miles of shore line. If you are new to the area we always encourage you to check the different areas ,each location is unique. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why. Please do contact our lender for a free no obligation pre-approval Frank@mgtlender.com.
. Knowing what you can afford to do can only ease your mind and help this process go more smoothly. With us as your Buyer Broker there are no upfront fees. All buyer costs except closing cost required by the Sate and County and lender are included in the transaction and does not come out of your pockets.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
